# Terms and Conditions – Hancy’s Insurance Agency
Effective Date: 10/21/2017
Welcome to Hancy’s Insurance Agency (“HIA,” “we,” “our,” or “us”). By accessing our website or using our services, you agree to the following Terms and Conditions.
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1. Services
Hancy’s Insurance Agency provides insurance comparison, quoting, and policy assistance services for individuals, families, and businesses. Coverage is offered through third-party insurance carriers.
We do not guarantee approval, pricing, or coverage, as all policies are subject to underwriting by the insurance provider.
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2. Use of Website
By using our website, you agree to:
– Provide accurate and truthful information
– Use the site only for lawful purposes
– Not misuse, copy, or attempt to disrupt the platform
Unauthorized use may result in termination of access.
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3. Quotes and Coverage
All quotes provided by Hancy’s Insurance Agency are:
– Estimates based on the information provided
– Subject to change based on underwriting review
– Not guaranteed until confirmed by a licensed carrier
Final pricing may vary depending on driving history, credit, location, and other risk factors.
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4. SMS Messaging Terms
By submitting your information, you consent to receive SMS messages from Hancy’s Insurance Agency related to your insurance request.
– Message frequency varies
– Message and data rates may apply
– Reply STOP to opt out at any time
– Reply HELP for assistance
SMS messages may include:
– Quote updates
– Follow-ups
– Policy reminders
We do not send unsolicited marketing messages.
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5. Communication Consent
By providing your contact information, you agree to receive communications via:
– Phone calls
– Text messages (SMS)
– Email
These communications are related to your insurance inquiry or services requested.
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6. Privacy
Your use of our services is also governed by our Privacy Policy:
https://hiainsure.com/privacy-policy
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7. Limitation of Liability
Hancy’s Insurance Agency is not liable for:
– Errors or omissions in information provided by users
– Decisions made by insurance carriers
– Delays or failures in communication outside our control
All services are provided “as is” without guarantees of specific outcomes.
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8. Third-Party Services
We work with third-party insurance carriers and service providers. We are not responsible for their actions, policies, or decisions.
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9. Modifications
Hancy’s Insurance Agency reserves the right to update these Terms and Conditions at any time. Updates will be posted on this page.
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10. Contact Information
Hancy’s Insurance Agency
Website: https://hiainsure.com
Phone: 786-288-6167
Email: info@hiainsure.com
Location: Rosenberg, Texas
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11. Program Name and Disclosure
Program Name: Hancy’s Insurance Agency Messaging Program
Description: This program provides insurance-related communications including quotes, updates, and service notifications.
– Message frequency varies
– Message and data rates may apply
– Text STOP to cancel
– Text HELP for help or contact us at info@hiainsure.com
Hancy’s Insurance Agency will not share or sell your information to third parties for marketing purposes.