General Information Only

All content on this website is provided for general informational purposes and should not be considered legal, financial, tax, or insurance advice. While we make every effort to keep information accurate and up to date, Hancy’s Insurance Agency makes no guarantees regarding the completeness, accuracy, or reliability of any information on this site.

No Guarantee of Quotes, Rates, or Coverage

Insurance quotes displayed, discussed, or provided through this website are estimates only and are not guaranteed offers of insurance. Final premiums, eligibility, policy terms, and coverage availability depend on many factors, including but not limited to:

• Underwriting approval
• Driving history
• Claims history
• Property details
• Business operations
• Medical information where applicable
• Location and state rules
• Carrier guidelines and review

No Binding Coverage

Submitting a quote request, application, payment inquiry, or website form does not bind insurance coverage. Coverage is not effective unless and until all required steps have been completed and confirmed by the insurance carrier or agency, including approval, issuance, and any required payment.

Independent Agency / Third-Party Carriers

Hancy’s Insurance Agency is an independent insurance agency. We work with multiple insurance carriers to help individuals, families, and businesses compare coverage options. Insurance policies are ultimately issued by third-party insurance companies, and those carriers are responsible for underwriting decisions, policy terms, claims handling, billing, cancellations, renewals, and coverage determinations.

Hancy’s Insurance Agency is not responsible for actions, decisions, or changes made by any third-party insurance carrier.

Accuracy of Information Submitted

You are responsible for providing accurate, complete, and current information when requesting a quote or applying for insurance. Inaccurate, incomplete, or outdated information may affect quote accuracy, eligibility, premium amounts, coverage availability, or policy validity.

Website Availability and Third-Party Links

We do not guarantee that this website will always be available, uninterrupted, secure, or error-free. This website may contain links to third-party websites for convenience or additional information. Hancy’s Insurance Agency does not control and is not responsible for the content, policies, availability, or practices of third-party websites.

Communication Consent

By submitting your information through this website, you consent to being contacted by Hancy’s Insurance Agency by phone call, text message, and/or email regarding your quote request, policy options, follow-up communications, and related insurance services, subject to applicable law.

Message and data rates may apply for text messages depending on your mobile carrier plan.

Limitation of Liability

To the fullest extent permitted by law, Hancy’s Insurance Agency disclaims liability for any direct, indirect, incidental, consequential, special, or punitive damages arising from or related to your use of this website, your reliance on website content, your inability to use the site, or any quote, policy, or communication associated with the site.

No Professional or Legal Advice

Nothing on this website creates a professional advisory relationship beyond general insurance information and agency services. You should consult qualified legal, tax, financial, or other licensed professionals for advice specific to your situation.

Changes to This Disclaimer

Hancy’s Insurance Agency reserves the right to update, revise, or change this disclaimer at any time without prior notice. Any updates will be posted on this page and become effective upon posting.

Contact Us

If you have questions about this disclaimer or need help with your insurance quote, please contact Hancy’s Insurance Agency:

• Phone: 786-288-6167
• Email: info@hiainsure.com
• Website: https://hiainsure.com/
• Location: Rosenberg, Texas