Terms & Conditions

Agreement to These Terms

These Terms & Conditions govern your use of hiainsure.com and your interactions with Hancy’s Insurance Agency (“HIA,” “we,” “our,” or “us”). By using this website, submitting a form, requesting a quote, calling us, texting us, or using our services, you agree to these Terms.

Insurance Quotes and Services

Hancy’s Insurance Agency helps individuals, families, self-employed workers, and businesses compare insurance options from available carriers. Quotes are not guaranteed. Coverage availability, pricing, eligibility, underwriting approval, policy terms, and discounts vary by carrier, state, applicant, and policy type.

No Binding Coverage Through Website Use

Submitting a form, receiving an estimate, or communicating with us through the website does not bind insurance coverage. Coverage is only effective when confirmed in writing by the applicable insurance carrier and all required payments, signatures, and underwriting requirements are completed.

User Responsibilities

You agree to provide accurate and complete information when requesting quotes or services. Inaccurate, incomplete, or misleading information may affect quote accuracy, eligibility, claims, or policy issuance.

Calls, Text Messages, SMS, and MMS Terms

By checking a consent box, submitting a form with your phone number, or otherwise providing express consent, you agree that Hancy’s Insurance Agency may contact you by phone call, text message, SMS, MMS, email, or similar communication methods about your quote request, insurance options, policy reminders, service updates, and related insurance services.

Message frequency varies. Message and data rates may apply. Reply STOP to opt out of text messages. Reply HELP for help. Consent to receive calls or text messages is not required to purchase insurance or other services from Hancy’s Insurance Agency.

Carriers are not liable for delayed or undelivered messages. Message delivery may depend on your mobile carrier, network availability, device, and other factors outside our control.

Opt-Out and Help

You may opt out of text messages at any time by replying STOP. After you reply STOP, we may send one final message confirming your opt-out. For help, reply HELP or contact us at (786) 288-6167 or info@hiainsure.com.

Privacy and SMS Consent

Your use of this website is also subject to our Privacy Policy. We do not sell, rent, share, or transfer SMS consent, text messaging opt-in data, or mobile phone numbers to third parties or affiliates for their marketing or promotional purposes.

Third-Party Services and Links

Our website may link to third-party websites or use third-party tools for forms, analytics, communication, hosting, quoting, or insurance carrier services. We are not responsible for third-party websites, services, policies, or practices.

Intellectual Property

Website content, branding, text, graphics, page layouts, and other materials are owned by or licensed to Hancy’s Insurance Agency and may not be copied, modified, distributed, or used without permission except as allowed by law.

Disclaimer of Warranties

The website and its content are provided for general informational purposes. We do not guarantee that the website will be error-free, uninterrupted, secure, or that all information will be current at all times.

Limitation of Liability

To the fullest extent permitted by law, Hancy’s Insurance Agency is not liable for indirect, incidental, consequential, special, punitive, or other damages arising from your use of the website, quote forms, communications, or reliance on website information.

Changes to These Terms

We may update these Terms & Conditions at any time. Updates will be posted on this page with a revised effective date. Continued use of the website after updates are posted means you accept the updated Terms.

Governing Law

These Terms are governed by the laws of the State of Texas, without regard to conflict of law principles.

Contact Information

Hancy’s Insurance Agency
Rosenberg, Texas
Phone: (786) 288-6167
Email: info@hiainsure.com
Website: https://hiainsure.com/