Roofing liability and exclusions
Review residential or commercial work, roof types, work heights, hot work, and exclusions that could affect your jobs.
One independent agency. Multiple options.
Share roofing types, work heights, employees, subcontractors, and contract limits before comparing available markets.
Helpful quote detail: Roofing work, heights, and subcontractor use.
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Review residential or commercial work, roof types, work heights, hot work, and exclusions that could affect your jobs.
Discuss payroll, subcontractor insurance, workers compensation options, and contract requirements before starting a project.
Review tools, equipment, materials, trucks, trailers, drivers, and any umbrella limits your customers request.
Share roofing types, maximum work heights, hot-work practices, annual revenue, payroll, subcontractor costs, claims history, and requested contract limits.
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Simple from the start
Choose coverage and share the basic details. Start with a short request, then provide what the agent needs for a quote.
A licensed advisor checks market availability and explains coverage, deductibles, and costs.
Ask questions before deciding. HIA can help with service requests and policy reviews after the sale.
Start with your contact details, ZIP code, and coverage request. A licensed HIA agent reviews what is needed to compare available options.
No. A quote request does not bind coverage. Coverage begins only when the insurer confirms the policy and its effective date.
HIA is an independent agency with access to multiple carriers and partner markets. Available options depend on your state, coverage needs, and eligibility.
Height, roof types, hot work, subcontractors, and prior claims affect market eligibility and policy terms. A generic contractor description may leave important exposures unreviewed.
One agency to help you understand coverage and find a policy that fits.
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